"IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT, IN AND FOR SANTA ROSA COUNTY, FLORIDA

CASE NO. 18000635CAMXAX

THE BANK OF NEW YORK MELLON, F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE REGISTERED HOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-23,

Plaintiff,

vs.

KEVIN JERNIGAN; KIMBERLY JERNIGAN; DANIELLE L. HOOD; UNITED STATES OF AMEICA ON BEHALF OF THE ADMINISTRATOR OF THE SMALL BUSINESS ADMINISTRATION; UNITED SATES OF AMERICA DEPARTMENT OF THE TREASURY-INTERNAL REVENUE SERVICE; BANK OF AMERICA N.A.; STATE OF FLORIDA, DEPARTMENT OF ENVIRONMENTAL PROTECTION; EQUABLE ASCENT FINANCIAL, LLC; JOSH HOWELL;

Defendants

NOTICE OF FORECLOSURE SALE

(Please publish in SANTA ROSA PRESS GAZETTE)

NOTICE IS HEREBY GIVEN pursuant to a Final Judgment in Mortgage Foreclosure dated September 30, 2024, and entered in Case No. 18000635CAMXAX, of the Circuit Court of the First Judicial Circuit in and for SANTA ROSA County, Florida. THE BANK OF NEW YORK MELLON, F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE REGISTERED HOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-23, is Plaintiff and KEVIN JERNIGAN; KIMBERLY JERNIGAN; DANIELLE L. HOOD; UNITED STATES OF AMEICA ON BEHALF OF THE ADMINISTRATOR OF THE SMALL BUSINESS ADMINISTRATION; UNITED SATES OF AMERICA DEPARTMENT OF THE TREASURY-INTERNAL REVENUE SERVICE; BANK OF AMERICA N.A.; STATE OF FLORIDA, DEPARTMENT OF ENVIRONMENTAL PROTECTION; EQUABLE ASCENT FINANCIAL, LLC; JOSH HOWELL, are defendants. Donald C. Spencer, Clerk of the Circuit Court for SANTA ROSA County, Florida will sell to the highest and best bidder for cash via the Internet at www.santarosa.realforeclose.com at 11:00 a.m., on the 3RD day of JANUARY, 2025, the following described property as set forth in the final judgment, to wit:

COMMENCE AT A POINT 1,598.58 FEET SOUTH AND 420 FEET EAST OF THE NORTHWEST CORNER OF LOT 5, SECTION 6, TOWNSHIP 1, NORTH, RANGE 27 WEST FOR A POINT OF BEGINNING; THENCE GO 568.13 FEET EAST; THENCE 210 FEET SOUTH; THENCE 568. 13 FEET WEST; THENCE 210 FEET NORTH BACK TO THE POINT OF BEGINNING, BEING IN SECTION 7, TOWNSHIP 1 NORTH, RANGE 27 WEST, SANTA ROSA COUNTY, FLORIDA.

TOGETHER WITH AN EASEMENT FOR THE RIGHT OF INGRESS AND EGRESS OVER THE EAST 20 FEET OF THE FOLLOWING DESCRIBED PROPERTY, TO-WIT:

BEGIN AT A POINT 968.58 FEET SOUTH AND 840 FEET EAST OF THE NORTHWEST CORNER OF LOT 5, SECTION 6, TOWNSHIP 1 NORTH, RANGE 27 WEST FOR THE POINT OF BEGINNING; THENCE EASTERLY ALONG THE SOUTH RIGHT-OF-WAY LINE OF A COUNTY ROAD FOR A DISTANCE OF 148.13 FEET, MORE OR LESS AND ALSO BEING 210 FEET WEST OF THE EAST LINE OF SAID LOT 5; THENCE SOUTH 630 FEET; THENCE WEST 148. 13 FEET; THENCE NORTH 630 FEET TO THE POINT OF BEGINNING.

If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact Court Administration, ADA Liaison Santa Rosa County, 6865 Caroline Street , Milton FL 32570 Phone no. 850-623-3159, Fax no. 850-983-0602, ADA.SantaRosa@flcourts1.gov at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.

Si usted es una persona minusválida que necesita algún acomodamiento para poder participar en este procedimiento, usted tiene derecho, sin tener gastos propios, a que se le provea cierta ayuda. Tenga la amabilidad de ponerse en contacto con Court Administration, ADA Liaison Santa Rosa County, 6865 Caroline Street , Milton FL 32570 Phone no. 850-623-3159, Fax no. 850-983-0602, ADA.SantaRosa@flcourts1.gov por lo menos 7 días antes de la cita fijada para su comparecencia en los tribunales, o inmediatamente después de recibir esta notificación si el tiempo antes de la comparecencia que se ha programado es menos de 7 días; si usted tiene discapacitación del oído o de la voz, llame al 711.

Si ou se yon moun ki andikape ou enfim ki bezwen akomodasyon pou w ka patisipe nan pwosedi sa, ou kalifye san ou pa gen okenn lajan pou w peye, gen pwovizyon pou jwen kèk èd. Tanpri kontakte Court Administration, ADA Liaison Santa Rosa County, 6865 Caroline Street , Milton FL 32570 Phone no. 850-623-3159, Fax no. 850-983-0602, ADA.SantaRosa@flcourts1.gov nan 7 jou anvan dat ou gen randevou pou parèt nan tribinal la, oubyen imedyatman apre ou fin resevwa konvokasyon an si lè ou gen pou w parèt nan tribinal la mwens ke 7 jou; si ou gen pwoblèm pou w tande oubyen pale, rele 711.

Dated this 19th day of November, 2024.

VAN NESS LAW FIRM, PLC

1239 E. Newport Center Drive, Suite 110

Deerfield Beach, Florida 33442

Ph: (954) 571-2031

PRIMARY EMAIL: Pleadings@vanlawfl.com

/s/ Mark Elia

Mark C. Elia, Esq.

Bar Number: 695734

Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the clerk reports the surplus as unclaimed.

ML3459"