IN THE CIRCUIT COURT OF THE NINTH JUDICIAL

CIRCUIT IN AND FOR OSCEOLA COUNTY, FLORIDA

CASE NO. 2025-CA-000843 MF

CITIBANK, N.A., NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR MORGAN STANLEY RESIDENTIAL MORTGAGE LOAN TRUST 2024-NQM1,

Plaintiff,

vs.

MARILYN ORTIZ RIVERA; RAFAEL MONTANEZ;

UNKNOWN TENANT(S) IN POSSESSION # 1 and # 2, et.al.,

Defendant(s).

NOTICE OF ACTION

TO: MARILYN ORTIZ RIVERA

(Current Residence Unknown)

(Last Known Address(es))

603 PINEHURST COURT

KISSIMMEE, FL 34758

2402 LINWOOD AVE

NIAGARA FALLS, NY 14305-3104

4587 BROADWAY, APT. 2

DEPEW, NY 14043

RAFAEL MONTANEZ

(Current Residence Unknown)

(Last Known Address(es))

4587 BROADWAY, APT. 2

DEPEW, NY 14043

603 PINEHURST COURT

KISSIMMEE, FL 34758

ALL OTHER UNKNOWN PARTIES, INCLUDING, IF A NAMED DEFENDANT IS DECEASED, THE PERSONAL REPRESENTATIVES, THE SURVIVING SPOUSE, HEIRS, DEVISEES, GRANTEES, CREDITORS, AND ALL OTHER PARTIES CLAIMING, BY, THROUGH, UNDER OR AGAINST THAT DEFENDANT, AND ALL CLAIMANTS, PERSONS OR PARTIES,NATURAL OR CORPORATE, OR WHOSE EXACT LEGAL STATUS IS UNKNOWN, CLAIMING UNDER ANY OF THE ABOVE NAMED OR DESCRIBED DEFENDANTS

(Last Known Address)

603 PINEHURST COURT

KISSIMMEE, FL 34758

YOU ARE NOTIFIED that an action for Foreclosure of Mortgage on the following described property:

LOT 23, OF PINEHURST AT CYPRESS WOODS, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 9, AT PAGES 84 - 85, OF THE PUBLIC RECORDS OF OSCEOLA COUNTY, FLORIDA.

A/K/A: 603 PINEHURST COURT, KISSIMMEE, FL 34758.

has been filed against you and you are required to serve a copy of your written defenses, if any, to it, on Brian L. Rosaler, Esquire, POPKIN & ROSALER, P.A., 1701 West Hillsboro Boulevard, Suite 400, Deerfield Beach, FL 33442., Attorney for Plaintiff, within thirty (30) days after the first publication of this Notice in the Osceola News-Gazette and file the original with the Clerk of this Court either before service on Plaintiff's attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint.

IF YOU ARE A PERSON WITH A DISABILITY WHO NEEDS ANY ACCOMMODATION IN ORDER TO PARTICIPATE IN THIS PROCEEDING, YOU ARE ENTITLED, AT NO COST TO YOU, TO THE PROVISIONS OF CERTAIN ASSISTANCE. PLEASE CONTACT COURT ADMINISTRATION AT 2 COURTHOUSE SQUARE, SUITE 6300, KISSIMMEE, FLORIDA 34741. TELEPHONE: (407) 742-2417 WITHIN TWO (2) WORKING DAYS OF YOUR RECEIPT OF THIS NOTICE; IF YOU ARE HEARING IMPAIRED OR VOICE IMPAIRED, CALL 1-800-955-8771.

WITNESS my hand and the seal of this Court this 9th day of September 2025.

(CIRCUIT COURT SEAL)

KELVIN SOTO, ESQ.

CLERK OF THE CIRCUIT COURT

AND COUNTY COMPTROLLER

By: /s/ SV

As Deputy Clerk

File #: 25-52047

September 25, 2025/October 2, 2025