IN THE CIRCUIT COURT OF THE NINTH JUDICIAL CIRCUIT,

IN AND FOR OSCEOLA COUNTY, FLORIDA.

CASE NO. 2025-CA-001447 MF

PNC BANK, NATIONAL ASSOCIATION,

Plaintiff,

vs.

FREDDY ERIK TEJERINA SAINZ, CARLA JESSIE TREWHELLA FERNANDEZ, SHINGLE CREEK RESERVE AT THE OAKS HOMEOWNERS ASSOCIATION, INC., THE OAKS MASTER PROPERTY OWNERS ASSOCIATION, INC., UNKNOWN TENANT 1 and UNKNOWN TENANT 2,

Defendant(s).

NOTICE OF ACTION -

CONSTRUCTIVE SERVICE

TO: FREDDY ERIK TEJERINA SAINZ

AND CARLA JESSIE TREWHELLA FERNANDEZ

Last Known Address:

2983 Boating Boulevard, Kissimmee, FL 34746

YOU ARE HEREBY NOTIFIED that an action to foreclose a mortgage on the following property in Osceola County, Florida:

LOT 329, OF SHINGLE CREEK RESERVE AT THE OAKS PHASE V, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 20, PAGES 129 AND 130, OF THE PUBLIC RECORDS OF OSCEOLA COUNTY, FLORIDA.

Property Address: 2983 Boating Boulevard,

Kissimmee, FL 34746

The action was instituted in the Circuit Court, Ninth Judicial Circuit in and for Osceola County, Florida; Case No. 2025-CA-001447 MF; and is styled PNC Bank, National Association vs. Freddy Erik Tejerina Sainz. You are required to serve a copy of your written defenses, if any, to the action on Menwish Yousuf, Esq., Quintairos, Prieto, Wood & Boyer, P.A., the Plaintiff's Attorney, whose address is 2400 E. Commercial Blvd., Suite 520, Fort Lauderdale, FL 33308, within Thirty (30) days of the first date of publication on or before OCTOBER 27, 2025, and file the original with the Clerk of this Court either before service on Plaintiff's attorney or immediately thereafter; otherwise, a default will be entered against you for the relief demanded in the Complaint or Petition.

AMERICANS WITH DISABILITIES ACT, please note that access to the second floor of the Osceola County Courthouse for the Sale can be obtained as Elevator access is available: By using the door located the right of the steps. If elevator access is required, please contact Clerks office a day prior to sale at 407-742-3479. If you are a person with a disability who needs any accommodation in order to participate in a court proceeding or event, you are entitled, at no cost to you, to the provision of certain assistance. Please contact in Osceola County: ADA Coordinator, Court Administration, Osceola County Courthouse, 2 Courthouse Square, Suite 6300, Kissimmee, FL 34741, (407) 742-2417, Fax #: 407-835-5079, at least 7 days before your scheduled court appearance, or immediately upon receiving notification if the time before the scheduled court appearance is less than 7 days. If you are hearing or voice impaired, call 711 to reach the Telecommunications Relay Service.

DATED the 16th day of September 2025.

(CIRCUIT COURT SEAL)

KELVIN SOTO

CLERK OF THE CIRCUIT COURT

AND COUNTY COMPTROLLER

By: /s/ SV

As Deputy Clerk

File No. FL-009485-25

September 25, 2025/October 2, 2025