Notice TS No: 124174-FL APN: 494319-AA-2080 NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on 3/16/2006, a certain Mortgage Deed of Trust was executed by ANNA SCHNEIDER, AN UNMARRIED WOMAN as trustor in favor of AMERICAN REVERSE MORTGAGE as beneficiary, and was recorded on 4/3/2006, as Instrument No. 105937702, in Book 41744, Page 1220, in the Office of the Recorder of Broward County, Florida; and WHEREAS, the Mortgage Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family house; and WHEREAS, the beneficial interest in the Mortgage Deed of Trust is now owned by the Secretary, pursuant to an assignment dated 11/14/2012, recorded on 3/28/2013, as instrument number 111426654, book 49645, page 481, in the office of Broward County, Florida; and WHEREAS, a default has been made in the covenants and conditions of the Mortgage Deed of Trust in that the payment due upon the death of the borrower(s) was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of 1/15/2026 is $689,380.24; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Mortgage Deed of Trust to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, SEE ATTACHED notice is hereby given that on 3/2/2026 at 11:00 AM local time, all real and personal property at or used in connection with the following described premises ("Property") will be sold at public auction to the highest bidder: Legal Description: CONDOMINIUM UNIT 1608, OF OCEAN SUMMIT CONDOMINIUM, TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS, ACCORDING TO THE DECLARATION OF CONDOMINIUM THEREOF RECORDED IN OFFICIAL RECORD BOOK 2950, PAGE 342, AS AMENDED FROM TIME TO TIME, OF THE PUBLIC RECORDS OF BROWARD COUNTY, FLORIDA. MORE ACCURATELY DESCRIBED AS: PRIVATE DWELLING NO. 1608 IN OCEAN SUMMIT. CONDOMINIUM, ACCORDING TO THE DECLARATION OF CONDOMINIUM DATED JANUARY 25, 1965, FILED FOR RECORD ON JANUARY 25, 1965, AND RECORDED IN OFFICIAL RECORDS BOOK 2950 AT PAGE 342 OF THE PUBLIC RECORDS OF BROWARD COUNTY, FLORIDA; AND AMENDMENT THERETO DATED MAY 10, 1965, AND FILED FOR RECORD ON JUNE 7, 1965, AND RECORDED IN OFFICIAL RECORDS BOOK 3027, PAGE 799, OF THE PUBLIC RECORDS OF BROWARD COUNTY, FLORIDA; AND ACCORDING TO AMENDMENT TO THE BY-LAWS DATED MAY 10, 1965, AND FILED FOR RECORD ON JUNE 7, 1965, AND RECORDED IN OFFICIAL RECORDS BOOK 3027, PAGE 803, OF THE PUBLIC RECORDS OF BROWARD COUNTY, FLORIDA; AND ACCORDING TO THE AMENDMENT TO BY-LAWS FILED FOR RECORD ON OCTOBER 8, 1969 AND RECORDED IN OFFICIAL RECORDS BOOK 4043, AT PAGE 123, OF THE PUBLIC RECORDS OF BROWARD COUNTY, FLORIDA. Commonly known as: 4010 GALT OCEAN DRIVE, UNIT 1608, FORT LAUDERDALE, FL 33308 The sale will be held at: Outside the main entrance to the Broward County Courthouse located at 201 SE 6th Street, Ft Lauderdale, Florida Per the Secretary of Housing and Urban Development, the estimated opening bid will be $397,664.80. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his pro rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, the winning bidders with the exception of the Secretary must submit a deposit totaling ten percent (10%) of the Secretarys estimated bid amount in the form of a certified check or cashier's check made payable to the undersigned Foreclosure Commissioner. Ten percent of the estimated bid amount for this sale is $39,766.48. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $39,766.48 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15 day increments for a fee of: $500.00, paid in advance. The extension fee shall be in the form of a certified or cashiers check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the Mortgage Deed of Trust is to be reinstated prior to the scheduled sale is based on the nature of the breach, this loan is not subject to reinstatement. A total payoff is required to cancel the foreclosure sale or the breach must be otherwise cured. A description of the default is as follows: FAILURE TO PAY THE PRINCIPAL BALANCE AND ANY OUTSTANDING FEES, COSTS, AND INTEREST WHICH BECAME ALL DUE AND PAYABLE BASED UPON THE DEATH OF ALL MORTGAGORS. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: 1/15/26 ALDRIDGE PITE, LLP Foreclosure Commissioner By: Anhara Verduzco Title: Foreclosure Assistant 5300 West Atlantic Avenue, Suite 303 Delray Beach, FL 33484 Phone: (858) 750-7777 Fax No: (858) 412-2705 2/4/2026, 2/11/2026, 2/18/2026 20595

NOTICE NOTICE IS HEREBY GIVEN that the undersigned, desiring to engage in business under the fictitious name of RON OWINGS BOOKKEEPING intends to register the said name with the Florida Department of State, Division of Corporations, Tallahassee, FL and/or Clerk of the Circuit Court of Broward , FL. Ronald Owings 3120 GLENDALE BLVD. FT. Lauderdale FL. 33312

NOTICE NOTICE IS HEREBY GIVEN that the undersigned, desiring to engage in business under the fictitious name of HOUSE OF LASAGNA intends to register the said name with the Florida Department of State, Division of Corporations, Tallahassee, FL and/or Clerk of the Circuit Court of Miami Dade , FL. LOW END LAB LLC 1043 NE 203rd Ln Miami, FL 33179

NOTICE NOTICE IS HEREBY GIVEN that the undersigned, desiring to engage in business under the fictitious name of Get Co-op LLC intends to register the said name with the Florida Department of State, Division of Corporations, Tallahassee, FL and/or Clerk of the Circuit Court of Palm Beach , FL. Advant LLC 22480 SW 65th Ave, Boca Raton, FL 33428

NOTICE NOTICE IS HEREBY GIVEN that the undersigned, desiring to engage in business under the fictitious name of JDM Luxe intends to register the said name with the Florida Department of State, Division of Corporations, Tallahassee, FL and/or Clerk of the Circuit Court of Broward , FL. Credos Global Group, LLC 800 N 70 Avenue, Hollywood, Fl. 33024

NOTICE NOTICE IS HEREBY GIVEN that the undersigned, desiring to engage in business under the fictitious name of Four Seasons Resort Orlando Golf Club intends to register the said name with the Florida Department of State, Division of Corporations, Tallahassee, FL and/or Clerk of the Circuit Court of ORANGE , FL. ORLANDO OWNER LLC 10100 DREAM TREE BOULEVARD LAKE BUENA VISTA, FL 32836

NOTICE NOTICE IS HEREBY GIVEN that the undersigned, desiring to engage in business under the fictitious name of Four Seasons Resort Orlando intends to register the said name with the Florida Department of State, Division of Corporations, Tallahassee, FL and/or Clerk of the Circuit Court of ORANGE , FL. ORLANDO OWNER, LLC 10100 DREAM TREE BOULEVARD LAKE BUENA VISTA, FL 32836

NOTICE NOTICE IS HEREBY GIVEN that the undersigned, desiring to engage in business under the fictitious name of FS Orlando intends to register the said name with the Florida Department of State, Division of Corporations, Tallahassee, FL and/or Clerk of the Circuit Court of Orange , FL. ORLANDO OWNER LLC 10100 DREAM TREE BOULEVARD LAKE BUENA VISTA, FL 32836

NOTICE NOTICE IS HEREBY GIVEN that the undersigned, desiring to engage in business under the fictitious name of SENSEI CARE SERVICES intends to register the said name with the Florida Department of State, Division of Corporations, Tallahassee, FL and/or Clerk of the Circuit Court of MIAMI DADE , FL. BEHAVIOR THERAPY ACADEMY LLC 6013 SW 8TH ST MIAMI FL 33144

NOTICE NOTICE IS HEREBY GIVEN that the undersigned, desiring to engage in business under the fictitious name of AMERICAN POOL SERVICE intends to register the said name with the Florida Department of State, Division of Corporations, Tallahassee, FL and/or Clerk of the Circuit Court of Broward , FL. APS of Hollywood, LLC 5819A North Andrews Way, Fort Lauderdale, FL 33309